About Us

Avantgarde is the continuation of Cingularity and Citizens Financial Group (CCFG) — entities built to manage exits, payouts, and distressed transitions for corporations, while engineering new systems of credit that legacy banks would not.

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What began with Centiment and BrainRap — merging finance with cultural innovation — expanded through Cingularity, where sovereign structures and distressed-asset strategies were pioneered, and through CCFG, which delivered payouts and corporate restructuring at scale.

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Today, Avantgarde brings it all together in a single card + credit ecosystem:

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• Corporate Solutions – A credit and payout engine for companies in transition, converting exits and distressed receivables into spendable liquidity.

• Creative Finance – Card-based access to credit, IP protection, and asset-backed security for founders and artists.

• Sovereign Structures – Lending vehicles that reinvest proceeds into cities, ecosystems, and national infrastructure, powered by Prophet.

Our mission is simple: to redefine factoring and lending by transforming distressed assets into liquid credit lines and future-proof financial infrastructure.